The University has a comprehensive insurance program protecting its assets, staff and students.

A summary of the insurances is available using the links below from which more detailed information can be accessed for the most frequently referred to policies.

Many people find insurance policy wordings and their application difficult to understand. The following web pages have been designed to be informative without being overly technical.

Student insurancesInformation of interest to students and University staff who oversee student placements with outside institutions.

Brief description of Flinders University insurance protections and links to more detailed information:

Property Protection

Protects the University’s buildings and the contents of those buildings.

Public and Products Liability

Protects the University common law liability if it negligently causes injury to other persons or damage to other persons’ property.

Professional Indemnity

Protects the University for a breach of a professional duty to other persons.

Management Liability

Protection for unintended wrongful acts committed by persons holding office on the boards of the University as well as affiliated entities or bodies. Includes cover for Statutory Liability, Trustees Liability and Kidnap & Ransom extensions.

Medical Malpractice Indemnity

Protects the University, its academics and students for breaches of a professional duty of care associated with the teaching of medicine and ancillary health involving contact with patients, volunteers and clients.


Protects staff travelling interstate and overseas on University business and enrolled students travelling overseas on University authorised activities associated with their studies.

Staff Journey

Protects staff against prolonged absences from work due to accidental injuries incurred while travelling to or from home and the workplace.

Student Personal Accident

Provides benefits to students who suffer accidental injuries while engaged in activities associated with their studies at the University.
Volunteer Personal Accident  Provides benefits to members of the public who suffer accidential injuries while carrying out volunteer work for the University.


Provides accidental damage cover for University owned vehicles and for vehicles leased by staff.

Marine Hull

Insures watercraft owned by the University and affiliated clubs against accidental loss or damage.

Marine Transit

Insures University owned goods on international consignment.
For new staff appointments and staff transfers this policy will cover household goods shipped from overseas to Australia and for transit between locations within Australia.

Hirers Liability

This policy stands in excess of Public Liability insurance that external hirers of the University’s grounds and facilities are required to have.


Provides accidental damage cover for University owned aircraft and liability to other parties for damages arising out of the use of those aircraft.